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Finally, a clear view of what's ahead

No More Money Surprises

Know what's coming before it hits your bank. Track subscriptions, vehicles, and property costs β€” all in one calm, simple dashboard.

🏠 Properties πŸš— Vehicles πŸ“± Subscriptions
Why We're Different

Prepared, Not Surprised

Other apps show what you already spent. We give you the heads-up you need β€” so you can plan ahead and breathe easier when bills arrive.

Basic Trackers

  • Only subscriptions
  • No asset tracking
  • No AI predictions

OverSpend.me

  • Subscriptions + Assets
  • Houses & Vehicles
  • Early cost alerts

My Car

All costs in one place

Monthly

Your total

Oil Change β€” Coming up soon
Tire Rotation β€” Plan ahead
Insurance Renewal β€” This month
Vehicle Tracking

Your Car's Future, Simplified

Stay on top of maintenance, insurance renewals, and ownership costs β€” all in one calm view. No more scrambling when service is due or renewal notices arrive.

  • Smart Maintenance Alerts

    Get notified before oil changes, tire rotations, and inspections

  • Year-Ahead Planning

    See what's coming so you can budget with confidence

  • True Cost Calculator

    See fuel, insurance, maintenance, and payments combined

Start Tracking Your Vehicle
Property Tracking

Your Home's True Cost

Mortgage, taxes, insurance, utilities β€” finally see your complete homeownership picture in one calm, organized view. No more scattered bills or surprise property costs.

  • Mortgage Tracking

    Monitor principal, interest, and equity build-up over time

  • Utility Bundling

    Link electricity, water, gas, and internet to your property

  • Total Cost of Ownership

    See what your home really costs including all hidden expenses

Add Your Property

My Home

Everything connected

Monthly

Your total

Linked Expenses

Electricity
Tracked
Internet
Tracked
Home Insurance
Tracked

Everything You Need to Stay on Top

Simple tools that help you feel prepared, not panicked.

Know Before You Owe

Get gentle nudges before bills arrive so you can plan ahead with ease.

Car Care Made Simple

Track maintenance, insurance, and costs without the spreadsheet stress.

Catch What Slips Through

Spot forgotten subscriptions and sneaky price hikes before they add up.

Gentle Heads-Up

Calm reminders before bills arrive β€” no more last-minute scrambles.

One Clear View

Subscriptions, vehicles, and properties β€” finally organized in one place.

Bank-Level Security

Your data is encrypted and private. Always.

Full features, zero risk

Try Free for 30 Days

Get unlimited access to everything. Love it? Continue for just $9/month.

Everything you get (yes, all of it)

Unlimited subscriptions
Unlimited properties
Unlimited vehicles
Smart cost insights
Smart alerts
Advanced analytics
30-Day Free Trial
Free

Full access, zero commitment. No credit card required.

Start Free Trial
After Trial
$9 /month

Keep unlimited access. Cancel anytime.

Get Started

Same features, just more time. Upgrade only when you're ready.

Questions? We've Got Answers

Everything you need to know about getting started.

What can I track with OverSpend?

Almost anything! Subscriptions (Netflix, Spotify), properties (mortgage, taxes, utilities), vehicles (payments, insurance, maintenance), and any other recurring expense. If it repeats, you can track it.

How does the smart alerting work?

Our system analyzes your vehicle mileage, service history, and subscription patterns to give you helpful heads-ups before costs arrive. No more surprise bills.

Is my financial data secure?

Yes. We use bank-level encryption and never sell or share your data. Your information stays private and secure.

Can I cancel my Pro subscription anytime?

Absolutely. No contracts, no cancellation fees. Cancel whenever you wantβ€”you'll keep access until the end of your billing period.

Feel Confident About Tomorrow's Bills

Join thousands who stay prepared, not surprised. Start your free week today.

Start Free for 30 Days

Free 30-day AI onboarding trial. No credit card required.